Phrase by 'Mark Zandi'
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It's time to pull the bandage off America's foreclosure problem. The economy is ready to emerge from its recent dark period, but to make it happen soon we need to speed the resolution of millions of troubled home loans. Six years have passed since the crisis began, yet instead of accelerating, foreclosures have slowed.
Author: Mark Zandi - American EconomistTime , Home , America , Dark
The key to house prices is the share of foreclosure or short sales in the total housing market. When that share rises, house prices will fall, because distressed properties sell for significantly less - currently around 25 percent below non-distressed houses.
Author: Mark Zandi - American EconomistShort , Will , House , Fall
There is plenty of blame to go around for the U.S. housing bubble, but not much of it belongs to Fannie Mae and Freddie Mac. The two giant housing-finance institutions made many mistakes over the decades, some of them real whoppers, but causing house prices to soar and then crater during the past decade weren't among them.
Author: Mark Zandi - American EconomistPast , Mistakes , Blame , Bubble
In the fourth grade, my history teacher gave us a project: Why was the auto industry located in Detroit, Michigan? I didn't know I was going to be an economist, but I knew I was going to do something that was involved in answering questions like that one because I thought that was a fascinating question.
Author: Mark Zandi - American EconomistKnow , History , Teacher , Thought
We need to get rid of the debt ceiling law. It's anachronistic and it's a problem.
Author: Mark Zandi - American EconomistNeed , Problem , Law , Debt
Past experience with fiscal austerity at home and overseas strongly suggests that it is best for the economy's long-run performance to restrain government spending rather than raise taxes.
Author: Mark Zandi - American EconomistHome , Best , Past , Experience
Potential home buyers have a two-step decision process. First, they determine whether they can afford to make a purchase - does their income safely cover their mortgage payment? Then they determine whether owning is a better financial choice than renting - are the costs of owning a home lower than the cost of renting it?
Author: Mark Zandi - American EconomistHome , Better , Process , Decision
They called me the sexiest economist in America, and that was years ago, when I had hair and body mass and my teeth were shiny.
Author: Mark Zandi - American EconomistMe , America , Hair , Body
The extension and expansion of the payroll tax holidays for workers would be number one on my list and key to avoiding recession.
Author: Mark Zandi - American EconomistKey , Holidays , Tax , Avoiding
Yes. I don't think it would be appropriate at this point to raise taxes on anyone, certainly not in 2011.
Author: Mark Zandi - American EconomistThink , Point , Yes , Taxes
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