Phrase by 'Jean Chatzky'
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If you're not clipping coupons before going to the grocery store, you're overspending. If you're ordering in or going out to dinner because you don't feel like cooking, you're overspending. If you're not tracking where your money is going, you're very likely overspending.
Author: Jean Chatzky - American JournalistYou , Money , Dinner , Cooking
Show your kids that needs and wants are two different things. The best way to teach our kids to be smart consumers - and savvy savers - is to model good behavior for them.
Author: Jean Chatzky - American JournalistBest , Good , Way , Smart
Most credit cards provide some sort of protection against a defective purchase, and with gold or platinum cards, you'll often get double the manufacturer's warranty. You're also not immediately out your own money if something goes wrong.
Author: Jean Chatzky - American JournalistYou , Money , Gold , Cards
Turning a blind eye to your finances always brings trouble. When you let the bills or late notices stay in their envelopes, you're making matters worse. When you finally have to deal with the problem - believe me, you will eventually - it will be exaggerated because you didn't take action.
Author: Jean Chatzky - American JournalistYou , Me , Eye , Believe
If you live in a yard sale kind of neighborhood - in good weather, most neighborhoods are crawling with them on weekends - do a sweep to see what the competition is charging. No one is going to buy your $7 book if they can get it down the block for $1.
Author: Jean Chatzky - American JournalistYou , Good , Competition , Weather
Web banking lets you monitor your spending, tweak your budget, schedule payments, and more, particularly if you marry your online bank with the personal-finance management tools available online.
Author: Jean Chatzky - American JournalistYou , Your , Management , Tools
In a relationship where finances are shared, it's important that both people know what's going on. If one spouse likes being the family accountant, it's fine for that person to take the lead, but the other spouse shouldn't be in the dark.
Author: Jean Chatzky - American JournalistPeople , Family , Relationship , Dark
To bring down your credit card balances, write down the benefits of reducing your debt. No more gnawing feeling that you're throwing money away, perhaps. More money flowing to other financial objectives. Then consult the list when you have doubts.
Author: Jean Chatzky - American JournalistYou , Money , Feeling , Down
Embrace your fire - even in hard times. A down economy can actually be a great time to start a business.
Author: Jean Chatzky - American JournalistTime , Great , Business , Fire
You may be basing a portion of your self-worth on your bank account without even realizing it. Try to pinpoint the activities and qualities that, free of charge, fulfill you.
Author: Jean Chatzky - American JournalistYou , Your , Free , Try
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We used to play football on the levee, with no shirts on in the summer - August in New Orleans - and my skin would turn red. They'd call me Redskin, Red Apache, then it turned around to Apache Red. (Aaron Neville)Affiliated links: In case you want to support this project, you can do it by using these links. There will be no cost to you and they may be a little help to the creativity of this project.
